Philippines Salary Calculator1. Monthly earnings
Basic salary and allowances paid each month
Allowances
Tick "SSS/Pag-IBIG" for allowances that count as compensation; PhilHealth uses basic salary only. Ticks must follow the official rules. De minimis ceilings (RR 29-2025) and the ₱90,000 limit aren't applied.
2. Contributions & deductions
Statutory contributions and other monthly deductions
Employee shares, worked out from the contribution base and deducted before withholding tax.
Other deductions
Loans, advances, HMO top-ups and other after-tax deductions.
SSS Monthly Salary Credit (MSC) used: ₱ 0.00. Annual figures are 12 × the monthly amounts and exclude 13th-month pay and bonuses.
| Monthly taxable compensation bracket | Rate | Income in bracket | Tax |
|---|---|---|---|
| Total monthly withholding tax | ₱ 0.00 | ||
Run Philippine payroll without the spreadsheets
PeoplesHR applies SSS, PhilHealth, Pag-IBIG and BIR withholding automatically, with statutory reports and payslips built in.
Frequently asked questions
How is withholding tax calculated?
Under the TRAIN law withholding table in force from 1 January 2023, monthly taxable compensation up to ₱20,833 is tax-free. Above that, rates step up through 15%, 20%, 25% and 30% to 35% on compensation over ₱666,667. Taxable compensation is gross taxable pay minus the employee's SSS, PhilHealth and Pag-IBIG contributions. See the Bureau of Internal Revenue.
How are SSS contributions worked out?
From January 2025 the SSS contribution is 15% of the Monthly Salary Credit (MSC): 5% from the employee and 10% from the employer. MSC runs from ₱5,000 to ₱35,000 in ₱500 steps, and the part above ₱20,000 goes to the Mandatory Provident Fund. The employer also pays Employees' Compensation (EC) of ₱10, or ₱30 when MSC is ₱15,000 or more. See the Social Security System.
What about PhilHealth and Pag-IBIG?
The PhilHealth premium is 5% of monthly basic salary, with a ₱10,000 floor and ₱100,000 ceiling, split equally between employee and employer. Allowances, overtime and bonuses are not included (PhilHealth Advisory 2025-0002). Pag-IBIG is 2% from each side on up to ₱10,000 of monthly fund salary, which is basic salary plus allowances, so the standard employee share tops out at ₱200. Employees earning ₱1,500 or less pay 1% (Pag-IBIG Fund).
How are minimum wage earners treated?
Minimum wage earners are exempt from income tax on their statutory minimum wage, holiday pay, overtime, night shift differential and hazard pay. Other taxable compensation they receive is still taxed. Tick "Minimum wage earner" and mark any taxable allowances.
How does Net to Gross work?
Enter the take-home pay you want to pay. The calculator keeps your allowances and deductions as entered and finds the basic salary that produces that net amount after contributions, withholding tax and deductions. Just past an SSS or Pag-IBIG step, two salaries can give the same take-home pay; the calculator shows the lower one.
Is 13th-month pay included?
No. 13th-month pay and other benefits are exempt up to ₱90,000 a year combined, and anything above that is taxed in the year-end annualization. For annualization and an illustrative BIR Form 2316, use our Philippines Payroll & Tax Calculator.